{"id":10866,"date":"2024-11-08T08:45:14","date_gmt":"2024-11-08T07:45:14","guid":{"rendered":"https:\/\/ostrowski.legal\/en\/?post_type=oiw_specjalizacje&#038;p=10866"},"modified":"2025-02-17T14:38:17","modified_gmt":"2025-02-17T13:38:17","slug":"financial-markets-and-insurance-law","status":"publish","type":"oiw_specjalizacje","link":"https:\/\/ostrowski.legal\/en\/oiw_specjalizacje\/financial-markets-and-insurance-law\/","title":{"rendered":"Financial Markets and Insurance Law"},"content":{"rendered":"\n<div class=\"wp-block-group has-system-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li><strong>We understand the needs of the financial sector<\/strong><\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>We help meet the most stringent regulatory requirements<\/strong><\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Wea re up to date with regulations \u2013 ensuring that you are too<\/strong><\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>We support the development of innovative financial solutions<\/strong><\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div id=\"specjalizacje-single-osoba\">\n\t<span class=\"bc-yellow\"><\/span>\n\t<section class=\"bc-light\">\n\t\t<h2 class=\"fc-yellow\">Contact Persons<\/h2>\t\n\n\n\n\n\n\n\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\n\t\t\n\t\t\n\t\t\n\t\n\t\n\t\n\t\t\t\t\t\n\t\t\n\t\t\n\t\t\n\t\t\t\t<div>\n\t\t\t\t\t<figure class=\"profile opacity-hover\">\n\t\t\t\t\t\t<a href=\"https:\/\/ostrowski.legal\/en\/oiw_osoby\/pawel-cioban\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/ostrowski.legal\/en\/wp-content\/uploads\/2024\/11\/Cioban_Pawel.png\" class=\"attachment-kwadrat size-kwadrat wp-post-image\" alt=\"\" srcset=\"https:\/\/ostrowski.legal\/en\/wp-content\/uploads\/2024\/11\/Cioban_Pawel.png 500w, https:\/\/ostrowski.legal\/en\/wp-content\/uploads\/2024\/11\/Cioban_Pawel-250x250.png 250w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/>\t\t\t\t\t\t<\/a>\t\n\t\t\t\t\t<\/figure>\n\t\t\t\t\t<figcaption class=\"black-to-yellow\">\n\t\t\t\t\t\t<a href=\"https:\/\/ostrowski.legal\/en\/oiw_osoby\/pawel-cioban\/\">\n\t\t\t\t\t\t\t<h4><strong>Pawe\u0142 Cioban<\/strong><\/h4>\n\t\t\t\t\t\t<\/a>\t\n\t\t\t\t\t\tattorney-at-law, restructuring adviser, managing partner\t\t\t\t\t\t\t\n\t\t\t\t\t\t<ul>\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t<figure class=\"bc-yellow\">\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/ostrowski.legal\/en\/wp-content\/themes\/ostrowski\/img\/kontakt-tel.png\">\n\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<a href=\"tel:+48727591189\">\n\t\t\t\t\t\t\t\t\t\t<strong>+48 727 591 189<\/strong>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/li>\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t<figure class=\"bc-yellow\">\n\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/ostrowski.legal\/en\/wp-content\/themes\/ostrowski\/img\/kontakt-mail.png\">\n\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<a href=\"mailto:p.cioban@ostrowski-legal.net\">\n\t\t\t\t\t\t\t\t\t\t<strong>p.cioban@ostrowski-legal.net<\/strong>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/li>\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t<\/figcaption>\n\t\t\t\t<\/div>\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t<!--\n\t\t\n\t\t\t<div>\n\t\t\t\t<div class=\"bc-light\">\n\t\t\t\t\t<figure class=\"opacity-hover\">\n\t\t\t\t\t\t<a href=\"https:\/\/ostrowski.legal\/en\/oiw_osoby\/pawel-cioban\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/ostrowski.legal\/en\/wp-content\/uploads\/2024\/11\/Cioban_Pawel.png\" class=\"attachment-kwadrat size-kwadrat wp-post-image\" alt=\"\" srcset=\"https:\/\/ostrowski.legal\/en\/wp-content\/uploads\/2024\/11\/Cioban_Pawel.png 500w, https:\/\/ostrowski.legal\/en\/wp-content\/uploads\/2024\/11\/Cioban_Pawel-250x250.png 250w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/>\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<nav>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"tel:+48727591189\">\n\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/ostrowski.legal\/en\/wp-content\/themes\/ostrowski\/img\/kontakt-tel.png\">\n\t\t\t\t\t\t\t\t<\/a>\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"mailto:p.cioban@ostrowski-legal.net\">\n\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/ostrowski.legal\/en\/wp-content\/themes\/ostrowski\/img\/kontakt-mail.png\">\n\t\t\t\t\t\t\t\t<\/a>\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.linkedin.com\/in\/pawe%C5%82-cioban-70b89693\/\" target=\"_blank\">\n\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/ostrowski.legal\/en\/wp-content\/themes\/ostrowski\/img\/kontakt-in.png\">\n\t\t\t\t\t\t\t\t<\/a>\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/nav>\n\t\t\t\t\t<\/figure>\n\t\t\t\t\t\n\t\t\t\t\t<figcaption class=\"black-to-yellow\">\t\t\t\t\n\t\t\t\t\t\t<a href=\"https:\/\/ostrowski.legal\/en\/oiw_osoby\/pawel-cioban\/\">\n\t\t\t\t\t\t\t<strong>Pawe\u0142 Cioban<\/strong>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<small>attorney-at-law, restructuring adviser, managing partner<\/small>\t\t\t\t\t\n\t\t\t\t\t<\/figcaption>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t-->\n\t\t\n\n\n\t<section>\n<\/div>\t\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\t<!--\t\n\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t\t\t\n\t-->\t\n\t\t\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group has-system-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">What we offer<\/h2>\n\n\n<div class=\"akordeon-wrapper list-style\"><!-- wp:group {\"align\":\"wide\",\"backgroundColor\":\"system\",\"layout\":{\"type\":\"constrained\"}} -->\n<div class=\"wp-block-group alignwide has-system-background-color has-background\"><!-- wp:heading {\"level\":4} -->\n<h4 class=\"wp-block-heading\"><strong>Regulatory Advice<\/strong><\/h4>\n<!-- \/wp:heading --><\/div>\n<!-- \/wp:group -->\n\n<!-- wp:group {\"align\":\"wide\",\"backgroundColor\":\"system\",\"layout\":{\"type\":\"constrained\"}} -->\n<div class=\"wp-block-group alignwide has-system-background-color has-background\"><!-- wp:paragraph -->\n<p>we advise on aligning operations with national and EU requirements, such as AML, GDPR, and DORA, assisting in the creation of effective compliance procedures and minimizing regulatory risks<\/p>\n<!-- \/wp:paragraph --><\/div>\n<!-- \/wp:group -->\n\n<!-- wp:group {\"align\":\"wide\",\"backgroundColor\":\"system\",\"layout\":{\"type\":\"constrained\"}} -->\n<div class=\"wp-block-group alignwide has-system-background-color has-background\"><!-- wp:heading {\"level\":4} -->\n<h4 class=\"wp-block-heading\"><strong>Support in Implementing DORA (Digital Operational Resilience Act)<\/strong><\/h4>\n<!-- \/wp:heading --><\/div>\n<!-- \/wp:group -->\n\n<!-- wp:group {\"align\":\"wide\",\"backgroundColor\":\"system\",\"layout\":{\"type\":\"constrained\"}} -->\n<div class=\"wp-block-group alignwide has-system-background-color has-background\"><!-- wp:paragraph -->\n<p>we assist in adapting operational and technological processes to DORA requirements, focusing on digital operational resilience, data security, and IT systems, particularly relevant for banks and FinTechs<\/p>\n<!-- \/wp:paragraph --><\/div>\n<!-- \/wp:group -->\n\n<!-- wp:group {\"align\":\"wide\",\"backgroundColor\":\"system\",\"layout\":{\"type\":\"constrained\"}} -->\n<div class=\"wp-block-group alignwide has-system-background-color has-background\"><!-- wp:heading {\"level\":4} -->\n<h4 class=\"wp-block-heading\"><strong>Banking Product Structuring<\/strong><\/h4>\n<!-- \/wp:heading --><\/div>\n<!-- \/wp:group -->\n\n<!-- wp:group {\"align\":\"wide\",\"backgroundColor\":\"system\",\"layout\":{\"type\":\"constrained\"}} -->\n<div class=\"wp-block-group alignwide has-system-background-color has-background\"><!-- wp:paragraph -->\n<p>we support banks in designing financial products, ensuring their compliance with regulations and clarity of documentation<\/p>\n<!-- \/wp:paragraph --><\/div>\n<!-- \/wp:group -->\n\n<!-- wp:group {\"align\":\"wide\",\"backgroundColor\":\"system\",\"layout\":{\"type\":\"constrained\"}} -->\n<div class=\"wp-block-group alignwide has-system-background-color has-background\"><!-- wp:heading {\"level\":4} -->\n<h4 class=\"wp-block-heading\"><strong>Debt Restructuring and Credit Management<\/strong><\/h4>\n<!-- \/wp:heading --><\/div>\n<!-- \/wp:group -->\n\n<!-- wp:group {\"align\":\"wide\",\"backgroundColor\":\"system\",\"layout\":{\"type\":\"constrained\"}} -->\n<div class=\"wp-block-group alignwide has-system-background-color has-background\"><!-- wp:paragraph -->\n<p>we assist in debt restructuring, debt recovery, and handling non-performing loans<\/p>\n<!-- \/wp:paragraph --><\/div>\n<!-- \/wp:group -->\n\n<!-- wp:group {\"align\":\"wide\",\"backgroundColor\":\"system\",\"layout\":{\"type\":\"constrained\"}} -->\n<div class=\"wp-block-group alignwide has-system-background-color has-background\"><!-- wp:heading {\"level\":4} -->\n<h4 class=\"wp-block-heading\"><strong>Intermediary Regulations and Compliance<\/strong><\/h4>\n<!-- \/wp:heading --><\/div>\n<!-- \/wp:group -->\n\n<!-- wp:group {\"align\":\"wide\",\"backgroundColor\":\"system\",\"layout\":{\"type\":\"constrained\"}} -->\n<div class=\"wp-block-group alignwide has-system-background-color has-background\"><!-- wp:paragraph -->\n<p>we help financial and insurance intermediaries align procedures and products with MIFID II requirements and consumer protection regulations<\/p>\n<!-- \/wp:paragraph --><\/div>\n<!-- \/wp:group -->\n\n<!-- wp:group {\"align\":\"wide\",\"backgroundColor\":\"system\",\"layout\":{\"type\":\"constrained\"}} -->\n<div class=\"wp-block-group alignwide has-system-background-color has-background\"><!-- wp:heading {\"level\":4} -->\n<h4 class=\"wp-block-heading\"><strong>Drafting and Auditing Product Documentation and Client Agreements<\/strong><\/h4>\n<!-- \/wp:heading --><\/div>\n<!-- \/wp:group -->\n\n<!-- wp:group {\"align\":\"wide\",\"backgroundColor\":\"system\",\"layout\":{\"type\":\"constrained\"}} -->\n<div class=\"wp-block-group alignwide has-system-background-color has-background\"><!-- wp:paragraph -->\n<p>we provide support in drafting client agreements and product documents that are compliant with regulations and transparent for consumers<\/p>\n<!-- \/wp:paragraph --><\/div>\n<!-- \/wp:group -->\n\n<!-- wp:group {\"align\":\"wide\",\"backgroundColor\":\"system\",\"layout\":{\"type\":\"constrained\"}} -->\n<div class=\"wp-block-group alignwide has-system-background-color has-background\"><!-- wp:heading {\"level\":4} -->\n<h4 class=\"wp-block-heading\"><strong>Dispute Resolution and Litigation<\/strong><\/h4>\n<!-- \/wp:heading --><\/div>\n<!-- \/wp:group -->\n\n<!-- wp:group {\"align\":\"wide\",\"backgroundColor\":\"system\",\"layout\":{\"type\":\"constrained\"}} -->\n<div class=\"wp-block-group alignwide has-system-background-color has-background\"><!-- wp:paragraph -->\n<p>reprezentujemy kliewe represent clients in disputes with contractors, clients, and supervisory authorities, ensuring effective protection of their interestsnt\u00f3w w sporach z kontrahentami, klientami i organami nadzoru, dbaj\u0105c o skuteczne zabezpieczenie ich interes\u00f3w<\/p>\n<!-- \/wp:paragraph --><\/div>\n<!-- \/wp:group -->\n\n<!-- wp:group {\"align\":\"wide\",\"backgroundColor\":\"system\",\"layout\":{\"type\":\"constrained\"}} -->\n<div class=\"wp-block-group alignwide has-system-background-color has-background\"><!-- wp:heading {\"level\":4} -->\n<h4 class=\"wp-block-heading\"><strong>Bancassurence<\/strong><\/h4>\n<!-- \/wp:heading --><\/div>\n<!-- \/wp:group -->\n\n<!-- wp:group {\"align\":\"wide\",\"backgroundColor\":\"system\",\"layout\":{\"type\":\"constrained\"}} -->\n<div class=\"wp-block-group alignwide has-system-background-color has-background\"><!-- wp:paragraph -->\n<p>we offer comprehensive legal support in the integration of banking and insurance products, ensuring compliance and maximizing benefits for all stakeholders<\/p>\n<!-- \/wp:paragraph --><\/div>\n<!-- \/wp:group --><\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>What we offer<\/p>\n","protected":false},"featured_media":11076,"template":"","meta":{"footnotes":""},"home":[],"class_list":["post-10866","oiw_specjalizacje","type-oiw_specjalizacje","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/ostrowski.legal\/en\/wp-json\/wp\/v2\/oiw_specjalizacje\/10866","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ostrowski.legal\/en\/wp-json\/wp\/v2\/oiw_specjalizacje"}],"about":[{"href":"https:\/\/ostrowski.legal\/en\/wp-json\/wp\/v2\/types\/oiw_specjalizacje"}],"version-history":[{"count":8,"href":"https:\/\/ostrowski.legal\/en\/wp-json\/wp\/v2\/oiw_specjalizacje\/10866\/revisions"}],"predecessor-version":[{"id":11450,"href":"https:\/\/ostrowski.legal\/en\/wp-json\/wp\/v2\/oiw_specjalizacje\/10866\/revisions\/11450"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ostrowski.legal\/en\/wp-json\/wp\/v2\/media\/11076"}],"wp:attachment":[{"href":"https:\/\/ostrowski.legal\/en\/wp-json\/wp\/v2\/media?parent=10866"}],"wp:term":[{"taxonomy":"home","embeddable":true,"href":"https:\/\/ostrowski.legal\/en\/wp-json\/wp\/v2\/home?post=10866"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}